Over 108,000 SC Residents' SSNs Exposed in Breach

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CHARLESTON, S.C. – A significant data breach has affected more than 108,000 residents of South Carolina, with their personal information potentially compromised. According to the South Carolina Department of Consumer Affairs, the breach involved sensitive details such as Social Security numbers.

The incident was discovered by 700Credit, a company that provides consumer financing options for dealerships nationwide. An internal investigation revealed that 108,829 individuals in its system had certain records accessed without authorization.

The stolen data included names, addresses, dates of birth, and Social Security numbers. The breach was identified around October 25, 2025, when 700Credit detected unusual activity within its web application. To address the issue, the company collaborated with third-party computer forensics experts to conduct a thorough review.

According to a notice from 700Credit, no evidence of actual or attempted misuse of the stolen information has been found at this time. The company reported the breach to the South Carolina Department of Consumer Affairs on December 15, 2025.

To help affected individuals, 700Credit is providing free access to credit monitoring services through Cyberscout, a subsidiary of TransUnion. Customers are encouraged to enroll using the instructions provided in the notice sent to them.

In addition to the free monitoring service, impacted individuals can also check their credit through one of the three major credit reporting agencies: Equifax, Experian, and TransUnion.

The company has released a consumer notice titled “700Credit - Consumer Notice of Data Event – SCDownload.” This document outlines the details of the breach and steps customers can take to protect themselves.

For those seeking further information, the notice includes guidance on how to monitor credit activity and what to do if they suspect any fraudulent actions. It also emphasizes the importance of staying vigilant and regularly checking financial accounts.

The breach highlights the growing concern over data security in an increasingly digital world. As more companies handle sensitive customer information, the risk of cyber threats continues to rise. This incident serves as a reminder for individuals to remain cautious and proactive in protecting their personal data.

While 700Credit has taken steps to mitigate the impact of the breach, it is essential for affected individuals to take advantage of the available resources. By enrolling in credit monitoring services and regularly reviewing credit reports, customers can better safeguard their financial well-being.

The situation also underscores the need for stronger cybersecurity measures across industries. Companies must invest in robust protection systems to prevent unauthorized access and ensure the safety of customer data. As technology evolves, so too must the strategies used to defend against potential threats.

For now, the focus remains on supporting those affected by the breach and preventing future incidents. With continued awareness and action, both individuals and organizations can work together to create a safer digital environment.